Picture this: You are scrolling on your trading app and investing in some stocks and BOOM someone broke into your account and stole all your money.
As cybercrimes like these are rising day by day, it has become incredibly pivotal to prioritize your transactional security, particularly, when making any investment.
It becomes more significant with the fact that 33% of the world’s population counts on digital platforms for the exchange of money (Source: SellersCommerce, 2025).
Also, as lately more and more investors are looking to invest in properties in Cyprus, they must not want to get involved in any sort of financial fraud.
Weighing all these aspects, this particular blog has given preventive measures that must be followed to safeguard your online investment in the face of modern finance.
Weak passwords are one of the major reasons that crackers easily get unauthorized access to your investment portfolio.
Therefore, it is highly suggested to employ a combination of numbers, symbols, and letters to form a long and complex password that is highly difficult to guess.
But in case, the hacker succeeds in guessing the passcode, the two-factor authentication acts as a sentry protecting against potential breaches.
It adds an extra layer of security to the process of authentication by asking the verification not only once but twice.
Stick to Secured and Reliable Transactional Platforms for Investment
Every time we head to choose the platform for investment, we peek at factors such as the platform’s fees, investment options, customer service, and ease of use.
Lots of individuals overlook the security features that are absent in the majority of apps.
And this is what results in a situation where users are exposing their sensitive data to security threats.
Therefore, it is worth noting that the app you are picking up consists of two-factor authentication, encryption, and secure sockets layer (SSL) certificates.
These features are necessary for reliable and secure websites to protect data and transactions.
Those who are involved in investing business should have this high level of transactional security to prevent loss.
The graph below displays the 2024 global market report of Stock Trading and Investing Applications.
Ensure to Update Software and Security Features Periodically
Another useful strategy in an effort to ensure that your investment portfolio is not accessed by any hacker is to regularly update the app and its security features.
What more you can do is –
Set the automatic updates to the app you have been using for securing your sensitive details and making transactions.
Make it a point to consistently update all software applications you have installed on your device.
Refrain from using any public WI-FI networks for private or sensitive tasks like Internet banking and logging into your personal accounts.
Most prominently, consider using a virtual private network (VPN) for an added layer of security when using the internet for any investment dealing.
Following this technique, you can also ensure that the app is not infected by any malware, and the security of the online transaction gets improved.
Actively Monitor Your Investment Accounts
Regardless of what type of online securities you hold, here are some tips to help you evaluate and monitor your investment accounts:
Opt-in to Notifications: Set up transaction alerts or push notifications on your mobile device from your financial institutions.
This way you will be able to obtain real-time updates on whatever activity has been proceeding to your particular account.
Track Your Credit Report: Watch your transaction statement by requesting a free annual report from a credit bureau or credit monitoring service to keep track of any suspicious activities.
Immediate Action: If you notice anything unusual in the banking activity, don’t think for a second, and immediately contact your bank or credit card company and report the issue.
Follow these guidelines and review your banking statement regularly to be alert of fraud and prevent loss of the investment.
Do You Know? Last year, Investment-related scams followed, costing victims Rs 3,216 crore from 1,00,360 cases.
Do Not Share Your Sensitive Information to Anonymous Sites
Anonymous sites might be useful in certain situations, but not any time for financial matters.
You have no way of knowing who is accessing your information which definitely puts your investment money at high risk of being robbed.
Therefore, you must always consider steering clear of such sites that hide their identities and are not even verified, so as to prevent yourself from any online trap.
In Conclusion!!
To wrap up safeguarding your online investments needs both the right tools and smart practices.
Easy actions, like using tough passwords, turning on two-step verification, and picking trusted platforms, can boost the security of your money transfers.
As we have already stepped into the year 2025, cybercrime continues to grow more dangerous, so it’s vital to stay ahead of the game.
By being careful and well-informed, you can move through the world of online investing whilst keeping your money safe.
Taking these steps now will help to protect your financial future in a digital scene that keeps changing.
Gaurav Rathore
